Are you fed up with making the monthly mortgage payments for your landlord--helping him get richer and richer--while you throw away your own hard-earned money?
Are you sick and tired of making payments month after month, yet having nothing of value to show for it? You're not alone. Now there's good news for people who are tired of pouring their money into someone else's investment...
People with credit challenges can still buy a home, even now after the housing and mortgage meltdown. In fact, it's better than before, because those risky teaser (6 month introductory rates)rate loans are gone, and home buyers are getting secure 35-year fixed rates instead. You can buy with as little as 1.5% down!
Not only that, but prices are down and interest rates are down! People are taking advantage of the current economic situation to get a home for less money, with a cheaper monthly payment.
Help is Here for Renters Who Want to Own
You can enjoy the financial security, deep satisfaction and self-esteem that comes from home ownership. No matter what your credit has been in the past, don't give up. And whatever you do, don't get left behind!
This is an incredible opportunity that is available to you--but only if you take the first step. Your first step is to read this article in its entirety. Please don't just skim through it. I don't want you to miss a single word, because when I demystify how to buy a house with bad credit, you will discover that you can experience the joy and reap the financial rewards of owning your own home! Even if you have bad credit on your record.
Has it boggled your mind how other people with poor credit--perhaps even worse than your own--get home loans, while you get turned down? Have you been disappointed time and time again? Or have you been afraid to apply because of your credit? All that is about to change! Get ready to "kiss renting goodbye!"
My Mortgage Contacts have spent years working for some of the largest national lenders: Royal Bank of Canada, TD Canada Trust and others. We have experience in mortgage retail, mortgage wholesale, and mortgage brokering. What this means to you is that I know all aspects of the mortgage business, and I know how the most unlikely candidates get approved for home loans.
Insider Knowledge Will Get You Approved
We know what goes on behind the scenes in the underwriting department, what it takes to get "an exception" when you don't meet the regular guidelines. I know what the underwriters want to see on the application, and what they want to read in your Letter of Explanation. I know exactly how people with bad credit get approved.
I will help you turn a loan denial into a loan approval! I will reveal to you information that a privileged few know, so that you can turn your deepest heart's desire to own a house into reality.
When You Know How to Apply for the Right Loan, It's Like Knowing a "Secret Code."
Don't Fill Out Multiple Applications and Get Your Credit Checked Over and Over Again..
If you apply for loans all over the Internet, you're just setting yourself up for heartache after heartache. Not only is it a waste of time, but with hits to your credit report by multiple companies, your credit score may be further damaged. Credit inquiries count for 10% of your credit score. You don't want to risk lowering your score, especially if you're borderline or already have a low score. You can't afford to make that mistake!
Lenders can see where you've applied for a mortgage before, and when see a lot of company names, it makes you look desperate, and then, like a shark who smells blood, they charge you more.
Read This Before You Email Me!
Every day my email filled up with people pleading for help. They wanted to know how to buy a house, even though they had some bad credit. I was spending my entire evenings, often until midnight and later, sitting at the computer answering these good people. But the problem was, I couldn't tell each one of them everything they needed to know in an email message. It was not practical to write out that many pages of information, over and over again.
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The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by The Canadian Real Estate Association (CREA) and identify the quality of service provided by the real estate professionals who are members of CREA. Used under license
The trademarks REALTOR®, REALTORS® and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. Used under license